Need guidance with an online international purchase using HDFC Visa credit card.
I am planning to purchase an Apple product from their US website, so was wondering if I will incur any additional cost if I use my HDFC Visa credit card. Also, what's the best way to safely courier a new laptop from one city to another?
People who visit the UAE often: I'm in Dubai and need a new phone. I intend on using my Indian HDFC VISA debit card for the purchase. Need advice.
Is it stupid to use my debit card? I have absolutely no prior experience in spending money abroad. Will i get a glaringly bad deal? I don't have a ton of cash in AED for this trip, it was last minute and was supposed to be short. Unfortunately, my phone decided this was a perfect opportunity to crap out. I'm considering getting something like the Xiaomi 11T Pro or the iPhone 12, so it should be north of 2500 AED at the max. What do you guys suggest? Do i just wait it out and buy something back home next week? The centre half of my Galaxy S20 plus doesn't register touches anymore so it's a tad bit annoying with work. On a separate note, are there specific places I should consider checking out for a good deal? What sites would you recommend?
Planning on travelling to US and Europe, should I hold cash, or get a prepaid visa, or a no forex credit card?
I'm planning on travelling to US for a week this year, then following with Europe for a week, what are my best options for transacting foreign currency? Would it be cash, prepaid visa card, or a no forex credit card? Please also kindly suggest any cards that have worked for you in the past!
Hi For international travel to Netherlands, do train stations accept forex (visa or Mastercard) to buy ticket? Especially the train station near the Amsterdam airport. I heard maestro is preferred but I can't get maestro at the moment. Thanks in advance
Upgrade from HDFC Regalia credit card to Indigo 6E Rewards card?
I currently have HDFC Regalia credit card and being offered 6E rewards XI - Indigo credit card as an upgrade. I feel like Regalia card is a better choice than the indigo one and the offer is not really an upgrade and is only useful if one is a frequent flier with indigo, which I'm not. Has anyone else received this offer and did you upgrade? Why or why not?
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HDFC Bank blocked and disabled my credit card for alleged "forex trading".
A year and a half ago, I got a call from a person from HDFC bank who offered me a free no yearly fee credit card. They said that since you have a salary account with us, you are eligible for this offer. I was not specifically looking for a credit card, but since they said it was free, I agreed. So after a few calls, they sent a card home. The card had a limit of ₹100,000, but was of Diners, so was not accepted in most of the places. No wonder, I didn't use the card much. A few days from that, a dude calls me and tells me that out of the ₹100,000 limit you got, ₹15,000 is blocked and unusable. To unblock that amount, you have to purchase a health insurance policy from us for two years, and after two years, you will get back the whole ₹15,000 as reward points which you can withdraw or use. This is where things started to get a bit fishy. When purchasing the card, this wasn't told to me. They also added a card protection plan called OneAssist, worth around ₹2000, which wasn't also told to me in the beginning. So I asked the guy what will happen if I don't purchase the policy. He told we are going to charge ₹15,000 from you anyway (a big red flag), so it's better that you purchase the policy from us. You are getting it essentially for free, since you will get back the amount after two years. I didnt have a health insurance policy then, and the rate they were offering was comparable to the rates provided if I buy the policy independently, so I agreed. They started charging every month around ₹650 (₹500 principal + around ₹150 interest + taxes) and this was to go on for 2 years. But it didn't. Last month, they blocked and closed my credit card. I got no intimation about it from them either via phone or email, and I had to call them and wait for 30 minutes before I could speak to an actual human being and know what happened. The outstanding of the health insurance amount was foreclosed (amounting to around ₹6500 with charges and taxes) and I was liable to pay for it by the end of free credit period. I was told that my card was disabled because of forex trading on 13th of August. When I asked there is no transaction on that particular date, they told that the system detected it was a illegal transaction, and blocked it right away. I am pretty sure that they were outright lying, I rarely used the Diners credit card for anything, statement after statement, the only charge was that of health insurance emi. I kept it only for emergency purpose, incase I suddenly need cash someday. I know this was pretty much a scam, just to sell the health insurance policy and that OneAssist thingy that no one will otherwise buy. Question is, is there something I can do about it, legally? When I asked them about proof that some illegal transaction took place, like the online website where that transaction happened, they said they can't disclose it. How to prevent getting duped by such scammy procedures? And can banks close credit cards right away, without giving any proof to customers? What if the outstanding was a high amount, which I wouldn't be able to pay in a month? Can they foreclose emis at their will, and make their customers go under debt trap?
I did not get cashback of 8000 rs on my HDFC credit card purchase of Samsung product. Talked to Samsung first they said contact bank. HDFC is saying it is a problem from Merchant side. What should I do?
Getting the error "We regret to inform you that we are unable to process your card application currently due to internal policies" when trying to apply for my first credit card. Have tried SBI Cashback and HDFC Millennia card.
When I am trying to apply for my first credit card I am getting the error We regret to inform you that we are unable to process your card application currently due to internal policies I got the above error when I tried applying for SBI Cashback and HDFC Millennia CC. Tries googling it but could not find any lead. Does this error mean I am not eligible for it? or something is wrong with my application? I am 22 y/o employed as a Full time since July, have a monthly salary of >60k, no loans or anything, have primary salary bank with SBI
I want to get an HDFC credit card, primarily, to get that sweet Apple discount. I don’t have any relationship with the bank. How to best approach them? Also is it possible to negotiate for a LTF CC?
I currently have Axis Select and Ace credit cards. The latter was delivered only today. Ace is a companion card that Axis offered on their own (they gave a choice of 10 or so cards). I didn’t apply. Would applying for an HDFC card cause a big hit on my Credit score?
Anyone have issue with the gift card purchases through hdfc debit card
I M having issue with my gift card purchases which showing contact microsoft support Contact us at Microsoft support We’re having trouble processing your payment and we’d like to get it sorted out. Get more info mBV/8+LQ0K3jmdG.0.10.12.4 Thu, 01 Dec 2022 07:33:41 GMT
I have a HDFC Millenia Credit card through which I booked a couple of train tickets. Now i might have to cancel them as the plan might not be moving ahead. I haven't spent much in this billing cycle in the card and there will be a good amount of money that will he refunded to me. Will the remaining money be carried over into my next billing cycle for me to settle off?
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