List of unauthorized forex trading apps and websites - RBI

Friends, recently the Reserve Bank of India has released a list of 34 forex brokers; which has been declared illegal.
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https://preview.redd.it/dc1l0ca388o91.jpg?width=637&format=pjpg&auto=webp&s=1a865302fede2fd22985b27c767481ecb4219204
Before releasing this list, RBI had done all checks regarding all transactions of all those forex brokers since February this year. Maybe this doesn't matter to you; Nevertheless, you should definitely check this list once.
So see if your forex broker is not on this list!
👉 Here's a full list of unauthorized forex trading apps and websites

1. Alpari
2. AnyFX
3. Ava Trade
4. Binomo
5. e Toro
6. Exness
7. Expert Option
8. FBS
9. FinFxPro
10. Forex.com
11. Forex4money
12. Foxorex
13. FTMO
14. FVP Trade
15. FXPrimus
16. FXStreet
17. FXCm
18. FxNice
19. FXTM
20. HotFores
21. ibell Markets
22. IC Markets
23. iFOREX
24. IG Markets
25. IQ Option
26. NTS Forex Trading
27. Octa FX
28. Olymp Trade
29. TD Ameritrade
30. TP Global FX
31. Trade Sight FX
32. Urban Forex
33. Xm
34. XTB

Thanks for Reading.
Please share your take on this.

I dont defend this douche guy, he deserve it for being an @sshole.
Tapi ada yang punya kronologi jelasnya dia sebenarnya ngapain sebagai affliator binomo? Gua cari di berita isinya di luar konteks dan isinya "diduga" dan ga jelasin kronologi urutannya sampe urusan pacarnya segala.
Ada yang bilang dia sebagai affliator meraup uang loss pemainnya. Gua ga ngerti soal app binomo tapi apa itu hasil loss bisa connect ke "kantong" dia? Apa dia jadi agen perantara ketiga macam judi bola?
Does binomo even legal? I mean its legal in India. Dan konsepnya nyambung ke forex kan?
Gua cuman pengen tahu aja ginian, bahkan telegram grup mayoritas kalangan "investor" begitu kan disangka tempat chat teroris dulu kan dan terus disuruh uninstall. I have trust issues because massive of propraganda we are facing rn.

Gak bisa dipungkiri sepanjang tahun 2020-2021 banyak orang memulai investasinya karena influence sosial media. Beruntung bagi yang memulai investasinya lebih awal dan agak celaka bagi yang mulai investasinya di akhir-akhir tanpa tau konsekuensinya. Banyak kasus orang beli saham pake pinjol. Beli BTC, Altcoin pake utangan, uang arisan, bahkan sumbangan gereja.
my advice for you yang kena FOMO:
Miner musiman: Ketika crypto turun drastis di Januari-Februari 2022. Segera jual alat miningmu karena kamu harus menunggu 2024 untuk bisa panen. Karena ketika kamu beli mining rig sekarang harganya sudah naik berkali-kali lipat dari harga wajarnya. Perhitungkan kembali listrik yang harus kamu keluarkan, Gak BEP istilahnya. Contoh nyata Founder Rekeningku yang boncos bertahun-tahun karena nutupin biaya listrik dan beli mining rig kemahalan, baru panen akhir2 ini.
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Robot trading: Royal Q , Forex dll. Robot trading is scam, jauhi sekarang sebelum terlambat. Janji manis seller Royal Q dan robot forex profit konisten itu gak ada buktinya 100% scam. Kisah nyata banyak yg bunuh diri karena tiba-tiba assetnya hilang diaveraging oleh robot. Jangan sampai kamu jadi korbannya
​
Trader Binomo, Binary option: Kamu yang baru memulai binary option, inilah saatnya dirimu keluar dari sistem jahat Judi 2.0 mungkin diawal kamu akan merasakan profit namun lama kelamaan akan susah dan tiba-tiba akun tersuspen tanpa sebab. Jelakanya gak ada yg bisa jamin akunmu balik karena Binomo dan lainnya jelas ilegal di Indonesia sehingga penyedia layanan tidak diketahui siapa.
​
Trader Saham musiman via signal telegram : Saham ada bull market dan bearish market, lengkapi dirimu dengan FA dan TA tambah bandarmology juga. Investing stock is about your move, bukan orang lain. Jadi pastikan semua keputusan investasi kamu yang buat bukan orang lain.
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Trader Crypto: Bear market is coming, we need to understand what crypto still alive for next 4 Years(next halving) DCA still the best strategy for you. We will face the second Bull Run but dont fall for it to much, cause second bull run means next winter season.
​
note: I hope yall getting more profit and healthy. May the Force be with you

Background:
Context: I live in Malaysia, working in a VHCOL area, living in a HCOL area. I’ve lived here most of my life and I’m single, work a full time job, and this is my first money diary. I decided to write this to force myself to take a good look at my financial situation and hopefully motivate myself to go harder at improving it.
Quick note about currencies: since I’m in Malaysia, I earn Malaysian Ringgit (pronounced with a hard G) and the local currency is abbreviated to RM. The only time I’ve converted currencies is in the post title. For brevity in the money diaries sections, I’ll be using the dollar sign for what I typically spend even though it’s in local currency.
​

Section One: Assets and Debt

Retirement Balance (and how you got there): $165,000~ from regular retirement contributions over the past 12 years.
Savings account balance: $57,000~
Brokerage account balance: $17,000~
Checking account balance: Fluctuating between $500-2000.
Credit card debt (and how you accumulated it): None, paid off in full every month.
Student loan debt (for what degree): None.
Anything else that's applicable to you: I have about $45,000 invested in various bonds, stocks, unit trusts and forex. I bought my little car last year and it cost $50,000, fully paid off.
​

Section Two: Income

Income Progression: I’ve worked in a variety of industries and companies, mostly in marketing and marketing-adjacent roles.

• Graduated aged 21 and the job market was shaken up in the wake of the global financial crisis. To stay afloat, I got a job as a writer in a failing publication house for $24,000/year and dabbled a lot in marketing because there wasn’t much writing to be done and my colleague in the marketing team was severely overworked. I was rejected several times for an internal transfer to the marketing team and was told that the editorial team needed me (it didn’t).
• My first real job in marketing came two years after that and it paid $26,400/year. I stayed there for 3-ish years and got a promotion to assistant manager which paid $37,200, but ended up leaving because of personal reasons alongside frustration at terrible work conditions at this supposedly international-scale brand.
• My next move was to a start-up, starting at $46,200 doing social media and content creation, and when I left 6 years later in the midst of COVID, I was taking home $93,600/year as content lead.
• I switched companies late 2021 for $112,200. My current role is a slight step-down in terms of responsibility but pays a bit more. Less work and more money, what’s not to like?

Main Job Monthly Take Home: $9350 basic, $7500 after deductions. Mandatory deductions include social security ($20), employees provident fund, like a 401k ($1000), and income tax ($750).
Side Gig Monthly Take Home: I really should stop sitting on my hands and start a side gig for real.
​

Section Three: Expenses

Expenses are paid monthly unless otherwise stated.

• Rent: So… I live rent-free with my parents (yeah yeah).
• Electricity: $100-200
• Apartment maintenance fees: $400 which includes water
• Health insurance premium: $298
• Internet: $97
• Cellphone: $40-$45
• Subscriptions: Just my share of Spotify Family, about $45 per year. I’m one of those people who got a Netflix trial subscription and never got addicted enough to continue with it.
• Pet expenses: I have a 13-year-old cat who was recently diagnosed with thyroid issues. Scans, hospitalization fees and medication costs are shared between myself and my parents and I’ve contributed about $1300 this year so far.
• Car payment / insurance: $1100/year for insurance.
• Parental savings contribution: $300 monthly.
• Entertainment: I actively aim to spend about $500 per month on spending time with my parents doing something they enjoy. They enjoy eating, so we dine out somewhere nice whenever our schedules allow.
• Petrol: $100-150 per month depending on how often I drive.
• Savings contribution: Varies between $1000 to $5000 per month.

​

Section Four: The Diary

​

• Monday

🌤️ Had trouble getting to bed at my usual hour last night and woke up a little groggy and not particularly ready to start the week. I allow myself 10 minutes of snooze time and miraculously get to work by 8.50am.
The office smells musty as usual - my fault actually. The work culture here is that everyone’s responsible for their own cleaning which has led to undesirable tasks such as vacuuming being left by the wayside.
Long story short, on one of my vacuuming sprees, I left an essential part of our office handheld vacuum cleaner by the restrooms (outside), which was disposed of by the building’s janitors. I actually offered to buy a replacement vacuum cleaner but my boss said she was planning to buy one soon, and not to worry about it. It’s been four months and I’m tempted to just buy the vacuum cleaner and suck it up (har har), but I’m keeping my eyes fixed on my financial goals for now.
Also this morning, I pay for the printing of a display board ($300) and hang on to the receipt to file claims. My company manages a takeaway place and the board needed an update.
☀️ The morning is full of meetings and catching up on emails and I eat the lunch I made this morning. Not sure if it’s the same across the country but in my city, it’s really common to go out for lunch with your colleagues and eat together on a daily basis, which gets tiring especially in smaller offices. My plans to buy coffee from this excellent café downstairs are thwarted by paperwork. A friend dropped by my office to pass me a book I asked her to buy that was delivered to her place in London and I paid her $50 for it.
🌙 Meeting my friends for dinner near my office tonight. We’re having Japanese ($69) and I call for a ride ($13) home.
Daily total: $432
​

• Tuesday

🌤️ Traffic this morning is horrible. I’m skipping breakfast so I’m not too late for work and end up ordering a cauli rice bowl ($22) from a cafe for late breakfast/early lunch. I join my colleagues for lunch-lunch, which is paid for by the company, and when we get back to the office I grab a piccolo latte from my fave cafe ($9). One of the main reasons I decided to eat a meal earlier is because I don’t eat pizza (or most carbs, for health reasons currently) and I already know that my colleagues just can’t comprehend or actively try not to understand it, so I just work around it. My mom texts me about a water filter cartridge ($394) that needs to be replaced so I send her the money.
🌛 In the evening, I’m going into the city to attend an art event that I was invited to. Food is served, and while most of it looks unappetizing, I pick up a whole squid on a stick, some veggies, and a bottle of juice. I get a ride home ($17) and eat a bit of cheese before going to bed.
Daily total: $444
​

• Wednesday

🌤️ Another surprisingly dreary morning and I’m the first one in the office again. I make myself a cup of coffee using a drip coffee pack and hunker down for a long day of making slides. I’m feeling a mild stomach ache, probably due to last night’s food?
☀️ Lunch is at my desk, a chicken salad that’s probably more chicken than salad. To stretch my legs, I wander downstairs and find the Korean supermarket that somehow I’ve never been to despite having worked in the building for 6 months. Things are a little bit more expensive than other supermarkets here but they have an interesting selection of imported goods.
🌙 It’s been a hectic day at work and I leave at 6pm. There’s this month’s maintenance bill waiting for me and it’s $791 for July and August. I somehow misplaced last month’s bill and didn’t end up paying it till this month. The evening is spent making dinner and watching The Game Caterers on Youtube.
Daily total: $791
​

• Thursday

🌤️ I arrive at work a little later than expected and get right to it. My office complex has a weekly market where people can buy street food and other stuff. It tends to get super busy by noon and I plan to get some fried chicken from one of the stalls but I get caught up in work and by the time I get downstairs, it’s past 12 and there’s a line of at least 10 people. I can’t be bothered to stand under the hot sun just to get some greasy food, so I return to yesterday’s Korean supermarket and pick up two cups of instant seaweed soup ($3.80). I go back up to my office to have one of those cups plus my packed lunch, a tuna salad.
☀️ My mood is strangely low this afternoon and I resisted the urge to go back down and get my fried chicken till the last minute (3.45pm) when I decide to take an extended break and go downstairs to see if there’s any leftover food. When I get to the stall, there’s two pieces of fried chicken, one fried squid and one corn dog left! I get the chicken ($10.50) and find a secluded spot at the back of the building to eat it al fresco, standing up. It’s slathered with powdered chilli pepper so it’s hard to eat it all in one sitting so I cave and bring it back upstairs.
🌓Not sure if it was the fried chicken or the weather but I develop a headache towards the end of the day, and decide to do some light yoga (Yoga with Kassandra!) and mat exercises before making chicken stew for dinner. My dad asks me to help him pay for a couple of bills online, but he reimburses me with the cash, because he’s pretty old school like that.
Daily total: $14.30
​

• Friday

🌤️ It’s a hectic morning and it flies by pretty quickly. For printing again, I shell out $72.50 for some flyers and display signs. When my colleagues go out at 11.30am to get McDonald’s before the lunch rush, I quickly eat most of my packed lunch so I can have the lunch hour to myself. I honestly just tolerate them on a good day so I take any opportunity to have some me-time whenever possible.
☀️ Originally I wanted to get a manicure but I forgot to make an appointment and there are no nail artists available till later, so I end up wandering the aisles of the grocery store and buying some canned mackerel and other food ($35.40). Towards the end of the day, my boss insists we leave at 6pm to have a good weekend because next week is gonna be crazier than this past week.
🌓 It rains as I leave the office and traffic is intense so I’m super tired when I get home. Not in the mood to make dinner at all, but I take a power nap and make sure I get some food in me - beef ball soup with veggies and toast. My friend sends me photos from Monday night’s meetup and we chat before bedtime.
Daily total: $107.90
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• Saturday

🥗 I sleep in till 9.30am, then roll around in bed catching up on Kendall Rae videos while playing Slay the Spire before my stomach scolds me for not feeding it. Lunch is spicy chicken mayo lettuce boats and I lounge around until I suddenly remember that I wanted to buy some whey protein isolate. I spend almost an hour researching what’s best, then end up buying some sample packs for about $60.
🌅 In the evening I watch a few episodes of A Discovery of Witches (starring Matthew Goode!) and make dinner for myself - pork chop and coleslaw. My boss gave me some kind of smoked salt that’s meant to be eaten with fish but since I don’t eat fish, I have it with the pork. I browse Reddit before bed and pass out after midnight.
Daily total: $60
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Sunday
👵 My parents and I are going to visit my grandmother for lunch today so we get ready pretty early to head to her favorite takeaway noodle place before all the food is sold out. I give my mum $50 to help cover lunch. The drive to grandma’s is about an hour, and when we get there, I order delivery ($14 for curry soup) from a place nearby. This is just for myself, since I’m not a fan of tofu and noodles. We spend most of the day hanging out there and get home after dinner. Usually we dine out on the weekend, but since nobody’s in the mood to pick a place and get dressed to leave again, we eat random leftovers from the fridge.
Daily total: $64
Total Weekly Spend: $1913.20
​
Reflection:
It’s been an strange week. I'm actually slightly surprised that this week alone racked up that much of spending, but then again a large chunk of that was for a bill that I missed out on last month. It's definitely an unusual week in my life in the sense that there are quite a few spends on work-related stuff that I'll be paid back for at the end of the month. The spending on food, entertainment and transport is pretty typical though.
I am actively trying to reevaluate where I am in life and where I'm going, and writing this so I can see my day to day spending (and spending intents - which I edited out lol) is part of this. Guess I'm just at that point in life or that time of the yeamonth/week where I'm feeling down about not owning my own home (like my friends) or working for some fancy company (like my friends).
What I'd really want to work on is a side hustle but I'm completely clueless as to where to start or what to do. I'm concerned about being able to commit the amount of time and energy into something, and mental energy is something I'm usually running low on. I'm not dissatisfied with my day job, but I'd like to be able to transition out of it in the next... 10 years? At the same time, I'm just trying to be a little kinder to myself and stress out too much about eventual retirement. Thank you all for reading!

link to the article: https://sortter.com/blog/article/social-trading/
​
Social trading is a breakthrough trading method that lends market amateurs insights from more sophisticated traders. It's seen significant growth over the last few years. It offers beginners a simple, easy way to get in on big trades that historically would have been reserved only for a highly knowledgeable percentage of experts.
In this article, you'll learn what social trading is, the types of securities you can trade, and the various social trading platforms available to users like you.

What Is Social Trading?

Simply put, social trading platforms allow novice traders with varying levels of expertise to copy trades made by more experienced traders using the same trading platform.
This can be done on either a straightforward "buy-and-hold" basis or set up in such a way that your account replicates the winning trades in your chosen social network. The idea behind social trading is that if someone you respect is making consistent profits, you can gain similar results by following them without fully understanding the complicated market analyses at play.
A great example of this is Barclays and Novus. They found a return of 4% just by copying hedge fund trades - and that was using a significantly less refined method than what you're about to learn below.
Many people are growing interested in social trading because of its market-agnosticism and versatility. Instead of spending years studying a particular subset of the market, you can simply emulate what high performers in that niche are doing every day.
Even if you're already experienced with it, social trading can still offer plenty of opportunities for you. For example, veteran traders can try their hand at building up their following by offering valuable insights and advice on their "investment diary" to encourage others to follow them.

What Securities Can You Trade?

The beauty of social trading is that there are so many different options available. For example, social traders frequently invest across the board in forex, cryptocurrencies, CFDs on commodities, indices, and shares from global markets rather than being restricted to one market or asset class.

Social Trading Platforms

There are many different social trading platforms available to help you get started. Our advice? Make sure it suits your needs. Different platforms offer different benefits and lend themselves to different trading strategies.
Here's a list of a few of the best social trading platforms to date:

eToro

eToro is perhaps the biggest name in social trading apps right now, and this comes as no surprise with how much they offer to their users. They routinely allow you to trade over 1,500 different financial instruments and also offer copy trading, a social network, and an investment community where you can learn & interact with other traders.

ZuluTrade

ZuluTrade follows a similar formula as eToro. Its platform offers copy trading and the ability to set up an investment community where investors can discuss their trades within chat rooms created by other traders, making it easy to grow a network and generate a following.

AvaTrade

AvaTrade is a relative newcomer to the trading scene, but it's a fast-growing and intuitive social trading platform.
One of its popular features allows new users to open a demo account to try out the platform and see if it suits them before investing real money. That way, you can test everything according to your own time and with no financial risk before deciding to join.
If you like what you see, simply transfer your existing funds over from your previous broker, and you can start copying trades right away.

A Forex buying and selling internet site will play an essential function if you need to begin an online enterprise trading currency in the market. That's due to binomo web the fact the Forex market internet site maybe your on a spot source of assist and information to realize extra approximately the Forex market and a way to benefit from it.
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I was meant to post this yesterday, but completely underestimated how long it would take for me to add up how much we spent and remember what I did for 22 days
Section One: Bio
Age 28
Occupation Finance Officer
Hometown Arlington
Number of PTO days and how you accrue them I get 30 days annual leave per year (this started at 25, gaining a day per year at the company up to the maximum of 30) and can carry over a maximum of 10 days. I usually carry between 8-10 over each year and obviously maximised last years due to the lack of travel so have 40 days available
Section Two: Financial Background
I completed a money diary 8 months ago so full finance details are on there if you’re interested. I thought I'd focus this onto the actual travel cost and details, but as a small bit of background, I’m British, working for a British Company in the US on a three-year posting (now almost 2 years in). My salary and allowances still largely gets paid in GBP into my UK bank account for our UK bills, mortgage and savings (rough equivalent of $93,000 but the FOREX has changed from 1.3 to around 1.4 since my diary) and we live off my Husband J’s USD salary in the US (around $46,000). As the world starts to reopen, we will probably look to move more of my salary into the US as well so that we can get back to socialising and traveling more around the country before we return to the UK – we had an original goal to save to pay for moving fees for when we got home, and thanks to the low spend over the last year have managed to well and truly pass this, so anything else saved over the next 18 months is a bonus – we want to make memories now!
UK Savings account balance $42,095 / £30,068 ($47,732 / £34,094 pre-trip)
US Savings account balance $407.22 ($5,007.14 pre-trip)
US Checking account balance $1,674.85
US Credit card debt $8,107.10 (all trip expenses – we pay our credit card off in full each month)
Section Three: Travel Expenses
To caveat the cost of this trip, J and I were planning this trip for next year as a joint last big US trip and to celebrate our 30th Birthdays. For various personal reasons, we pulled it forward to now, but it’s why the trip was so long (and so expensive!) – we usually do weekend city breaks and one week long trip a year somewhere sunny (and spend significantly less than this – I can only dream of this being my annual holiday budget!)
We used all our US savings (bar the small emergency amount above), transferred some of our UK savings over and used our mid-trip pay days to clear our credit card balance whilst we were away. J get’s paid fortnightly, but we left his last pay in the checking account to cover our monthly US bills and give us some money to use whilst we’re back and need to buy groceries again. We’ll clear the whole credit card balance down before the statement pay date but I’m currently not sure how much from where. I’ll get paid before this and am expecting some overtime pay into our US account, J will get paid again and is due a (small) end of year bonus, and I’m due some reimbursements from work (original payments already cleared off the credit card) – we’ll put all of this towards the credit card balance – depending on how much is left, we may do another transfer from the UK savings – I assume this will likely be around $4,000 again.
I’ve included various shopping costs that we planned and would usually expect for a holiday and some that just happened to occur whilst we were away – I could definitely have not spent some of it, and some would have happened regardless of the holiday happening or not (we both needed some new summer clothes) but purchase timing was dictated around the holiday. I think not paying for the non-essentials would have taken it down to around $20,000, so not all that much in the grand scheme of things (and I’m happy with everything we’ve bought).
Section Four: Travel by Numbers
22 Days
8 Flights
6 Covid Tests
5 Hotels
4 Islands
3 Cars
And more hikes than I’d usually expect on a holiday….
Pre-Travel Spend
We had the usual spends on toiletries and buying basic clothes, as we were packing light and doing so much walking J and I both bought some proper boot socks, sports wear and some more basics – shopped at CVS and Target so costs aren’t easy to break out what was toiletries and basic clothes $235.34
We also went to TJ Maxx (never a cheap trip) $304.06 and J needed actual walking clothes, a travel backpack and travel towel which he bought from some outdoor stores $362.45
We bought a GoPro – it’s been on our list to buy for a while so would have happened eventually, and would have been a shame not to be able to use it on this trip $390.23
I get a pedicure periodically but timed one for this trip and got myself an eyelash tint and perm, so I didn’t have to wear make-up (or take it off / forget and suffer from panda eyes) – it’s expensive but 100% suits my post-pandemic beauty routine (aka do nothing) $208.30. Both lasted for the whole trip!
Total pre-travel spending $1,500.38
Flights
We flew direct from DC to Honolulu so probably could have saved some money by doing a transfer, but I’m all about the easy life – added a bag each $2,514
Inter-Islands flights $442.04 and two bags for the 4 different journeys (with multiple transfers in Honolulu) $200
Total Flights $3,156.04
Covid Tests
We had to test to fly from out of state, and again between the Islands except Oahu. With the order we travelled between the Islands, we only had to test three times each, and for convenience, paid at CVS each time
Total Covid Tests $834
Accommodation
We stayed at 5 different hotels. The first 4 were pretty basic to try and save some money, but we went all out on Oahu to round off the trip. At a few of them, we ate at the hotel restaurants and charged to the room, so the costs are slightly higher than just accommodation. Prices varied from $701.30 to $1,912.06 for 5 nights. I think on the last hotel we haven’t been fully charged for the taxes and bar costs yet (or I’ve just missed it on the statement).
Total Hotels $5,795.64
Travel
We had Hire Cars for the first three Islands and bought collision protection for them all. We booked compact SUVs on them all (the cheapest available when we booked, but we were caught out by the price surge and availability issues) but upgraded to a convertible on two of them (once for free!) $3,170.76
Obviously also then needed fuel $215.26
On Oahu, we planned to stay around Honolulu so got taxis and Ubers when needed $195.60, and treated ourselves by getting TheBus over to explore the North Shore $11
We also taxied to and from the airport at home $103.83
Total Travel $3,696.45
Food
The food costs are (unsurprisingly) high and exceeds what we’d usually spend over the same period at home, but we ate out every day so it makes sense, and we balanced some nice meals in expensive restaurants with a lot of local cafes and takeout’s (which were equally as tasty).
J and I normally only eat two meals a day and don’t often stop for extra snacks or drinks so could definitely have spent more and we had our refillable water bottles with us the entire trip which we used constantly.
We occasionally had an alcoholic drink with a meal (mainly me, J was driving) and treated ourselves to a full-on night in Oahu $383.40 for cocktails and pizza in the jacuzzi – still amazed we were not more hungover the next day!
Total Food Spend $3,323.75
Activities
We always love a good boat trip on holiday, and in the interest of mixing things up (and spacing things out), planned on doing one big tour activity per island as well as visiting the various parks. We ended up doing five different tours and spent $1,972.93 across them all and spent an additional $168.91 on parking and entrance fees at the various national and state parks.
Total Activities Spend $2,141.84
General Spending
This is definitely where we could have cut our cloth a bit more. Whilst some spending was essential such as buying more sun cream, the odd crate of beer for our room, snorkels (our last trip out required you to have your own due to Covid), laundry and WiFi $234.64, we also spent $420.44 on gifts for ourselves as mementos of the trip. The main downfall was the new purse and jumpsuit I had to buy on the last day as we were waiting for our shaved ice $302.66 (Oops…)
Total General Spending $957.74
Banking Fees
We transferred $5,600 (£4000) from our UK savings account before the trip to pay for some of the costs. Transfer fee was $37 (£26) which I don’t think was too unreasonable. Money was in our US account within 5 days. We also spent an additional $20.70 on various ATM fees as we didn’t want to carry too much cash around, and, having lived most of the last year cash free, underestimated how much we would use. Out of everything, this cost, despite being tiny, bothers me more than anything. I just completely disagree that you should be charged for accessing your own money when it’s in the same currency.
Total Banking Fees $57.98
Total Spend: $21,463.82 ($8,417.67 paid pre-travel, $13,046.15 during trip)
Section Five: Travel Diary
I started to try and write this both by day, and then in detail by Island, but it was all just getting too wordy and dull for me to write, let alone anyone else to read, so I’ve condensed to an overview of activities/costs per Island. Happy to provide extra details if anyone is interested!
Travel Day - Day 1
Travel costs weren’t too bad, we paid $63.53 for our taxi to the airport and the mainland to Hawai’i flights were fully paid for, but as we couldn’t prepay for baggage on our inter Island flight, we had to buy these at the airport $50
It’s a long day full of travel, eating and snacking and as airports are known for being affordable (ha!) we spend $154.31 on various meals and snacks
Travel Total $269.90
Island 1 Maui – Days 2 to 6 (4 full days)
This was the most expensive hire car of the trip, and when we went to pick it up, we were offered any upgrade to a sports convertible for an extra $200. Whilst it meant we ultimately spent more, the increased quality of the car made it worth it $1,435.78 (additional $66 collision protection paid pre-trip) and spent $84.87 on petrol
The hotel is reasonable and has a pool and a bar that we eat breakfast/dinner at a couple of times and charge to the room. With local taxes, fees and parking, we pay $1,912.06 on check out.
We try out several local cafes and there’s some food trucks opposite the hotel so our food spend here is actually pretty reasonable $312.69 (not including the hotel costs)
I had semi planned out things to do on the trip but didn’t have everything mapped out which gave us some flexibility in what we wanted to do and when. Our first day we drove the road to Hana and stopped at various points along the way. I ordered an audio guide and map on my phone before we left $9.99 which was useful as there’s no signal for most of the route! We get to the national park in the afternoon and pay $55 (for the Hawai’i tri-park annual pass). We’re actually too late to be able to do the hike we wanted before the park closes so we make the decision to come back tomorrow and do the smaller walk before we leave.
We continue to drive round the route and there’s a few miles where the road is a single lane, full of pot holes and along a cliff - I get concerned about how us (and the car) can last the entire drive back! Thankfully it returns to a tarmac road the drive back is incredible skirting round the outside out Haleakala. We drive back that way the next morning and the weather (and views) are absolutely stunning as we cruise by with the top down. Feel very touristy, and in true tourist fashion, I end up burning.
Before we head off though, we have a bit of admin to do, including attempting to get tickets for the Haleakala Summit Sunrise Entrance (sold out in less than 10 seconds) and go to get our Covid Test for the next Island $278. I also tried to book the tests for on the next Island but struggle and come back to it in the evening. There’s very limited availability and I spend an hour trying to find some (and have a mini breakdown thinking I’ve ruined the whole trip when I can’t), but J manages to find and book the last two available slots for the day we need it – we’ll pay when we do the tests, and thankfully it’s the last test reservation we need.
Despite not getting the sunrise tickets (on reflection, thank God, I did not need to be up at 2am), we still head to Hakeakala and do one of the hikes. It’s a there and back trip down to the crater floor, and having read some reviews, we made an aim to get to a crossroads of another trail before heading back. There’s a final descent where you’re at a ridge and can see the whole crater (and the crossroads). We should have stopped there and turned back. We did not stop there and turn back. The final bit down was longer than expected and with views not that much different to the ridge. Turning round and then walking straight back up was hell – we’d timed it terribly and were in the midday sun, with no wind and not enough water – but we made it back up!
Our final day, we have an early morning to go snorkeling at the Molokini Crater which was amazing, although we couldn’t stop to see turtles on the way back as the water was muddy, and as advised by the boat crew, you wouldn’t be able to see anything, and the sharks would be there hunt the turtles, so not worth getting back in the water for! We pre-paid for the tour $318 but gave the crew a $20 cash tip. We travel round to other parts of the island to go to some beaches before heading back to the hotel for a swim and to pack. We’re up early the next day to fly to the next Island and pay $50 for the next flights baggage.
Maui Total $4,768.70
Island 2 Big Island – Days 6 to 12 (5 full days)
Big Island is, as its name suggests, big! So we gave ourselves an extra day and split out time over both sides of the Island. We start of over in Kona, just back from the beachfront and have some slightly more relaxed days and explore the west and north side of the Island. The hotel is basic, but the room is comfortable $809 for the three nights paid on check out. There’s a laundry facility so before we leave, we spend some time at the pool whilst we wait for our clothes to wash $8.09. For the second half of the Island, we’re over in volcano village in a small eco lodge – not quite what we’d usually go for, but it’s cheap, perfectly located, and few a few nights, exactly what we need $478.51 paid before the trip.
We were able to book a much cheaper hire car here, but as we went with a cheaper company, the collision damage we bought from them was a lot more (circa $250) – we should have done more research beforehand, lesson learnt. $876 for the hire car and protection and another $91.94 on petrol
The first half of the trip, we slightly dressed up and went out for some mid-price meals in some local restaurants, the second, we were popping into take-out places for dinner in our walking clothes, and as the hotel served a free breakfast, eating that rather than paying for a lunch. $662.34 for the whole Island
On the more relaxed part of the trip, we spent a bit of time at various beaches, drove to some points of interest and visited a few of the state parks. The entrance and parking fees for these weren’t covered by our Hawaii pass so we had to pay separately for these $55 across various parks.
Before we left Kona, we also did a night-time snorkeling with manta rays tour which was out of this world and definitely one of the trip highlights! We pre-paid $266.09 for this and gave another $20 cash tip to the crew.
Our midpoint travel between the two locations is based around our Covid tests, so we get these on route $278. We’re getting testing at the 72hour point before travel, but it’s also Memorial Day weekend so we get advised there could be a delay. Our previous tests came back within 24hours so we’re reasonably confident we’ll be fine, and regardless, we don’t really have another option.
We spend the rest of the Island at the Volcano National Park, which we could use our pass for, and going to some black sand beaches. No additional cost for either of these, but we do start buying mementos at the park $50.81
Final day, we head back to the hotel and pack. The flight is early morning again, and by 8pm, we still haven’t received our test results back. I go (back) into panic mode of how we can resolve either by retesting or changing flights. Thankfully our flights all go through Honolulu, and they have a testing centre at the airport, but, our bags would get moved straight across to the net plane so I start thinking about how we’d request different luggage tags and what flights would be available for us to catch before our 72 hours officially runs out and we have to re-test! I go to sleep and have a fitful night, before waking up to our 4.30am alarm. Thankfully, both our tests came though 20mins earlier, so I check us in to the flights and pay the baggage fees $50
Big Island Total $3,665.78
Island 3 Kauai – Days 12 to 17 (4 full days)
After our (my) rush and panic around our missing test results, it’s a relief to be on the Island, but whilst we wait in the queue to be cleared, we’re stood behind some people who didn’t realise they need to re-test between the Islands – an expensive mistake when they’re offered the option of quarantining in their hotel room for the entire trip, or paying to fly back to Honolulu, testing and returning to the island when their results are through. We don’t stick around to hear what they choose, but they have my sympathy for not realising.
As a win for us though, this is the Island we get a free upgrade on the hire car! J was the only one in the office so when he comes out saying we’d been upgraded to a convertible, I laugh, thinking he’d thought another $200 was a reasonable deal. Nice surprise that he was actually being serious – it’s the cheapest hire car off the trip $727.98 (additional $65 collision protection paid pre-trip) and we drive a lot less here, only $38.45 on petrol
The hotel is also the cheapest, but has a decent sized swimming pool and is right on the beach so feels like it should have been a bit more expensive $701.30 paid before we travelled and $143.70 on taxes when we check-in
We have a helicopter tour booked to explore the Island and have to phone up and check in two days before the flight, so after getting to the hotel we give the company a call. They ask if we’re already on the Island as they have space for us that afternoon. After a quick debate, we agree and head over – we’re the first of our flight to arrive and get given the front seats so have the best view, the weather could not have been better, and the entire trip is just amazing $711.36 (our actual flight day is a complete washout, so we definitely made the right call)
We decide to have a lie in and a pool day on our first full day on the Island, but sods law, after 10 minutes on the loungers, it starts to rain, and does. not. stop. It ends up being a day in the room, but after a lot of early mornings and full-on days, it was actually needed, and I finally finish my first book (J naps). We make up for it over the next few days driving round, visiting state parks $20.94 and various beaches.
In one of the towns, we find a gallery that does some wood carved statues, and we buy one as our main display piece from the trip $102.62
This island has already been a bit more relaxed, and we balance that by dressing up and having a few nice meals out and grabbing beer from the shops to eat with takeout around the firepit between the pool and beach – not a bad place to enjoy a meal or two $751.73
Another early morning and the last inter Island flight is another $50 on baggage
Kauai Total $3,313.08
Island 4 Oahu – Days 17 to 22 (4 full days)
This was always going to be our most relaxed and beach-based Island, and part of the decision to not have a car was to give J so proper time to relax (and have a drink or two)
We have a hotel right on Waikiki Beach which we pre-paid for through the Amex hotel collection, so we get a free early check-in and room upgrade $1,751.07. I’m definitely missing the taxes, and some room charges, but we also got $100 credit through the Amex booking which I think will clear off the food charges. Potentially this means another $200ish, but I’m not sure. There was also a laundry facility here so we put a wash on $6.25 whilst we chill at the pool – it was a great feeling coming home and only having one wash to put on!
The location is definitely more touristy than we’d usually go for, but it’s the perfect place for us to be able to walk to where we want to go.
We get taxi’s to and from the airport and grab a couple of Ubers around the city for when it’s too far to walk $195 for all the trips which is significantly less than we’d have had to pay for hotel parking, let alone hiring the actual car! The ultimate bargain is the $11 on all day bus tickets which we use to travel round to the North Shore and spend the entire day hopping on and off the bus visiting various beaches.
We hadn’t pre-booked any trips for this island so on check-in the concierge manages to book us a semi-private surfing lesson and a turtle snorkelling trip $557.12 for both tours. The surfing is great fun, and I’m surprised at how well J and I do! We tip $20 and pay $52.36 for the company GoPro videos (worth it to prove that I did in fact stand up!). The snorkelling trip is on our last day and is a disappointment, the boat is overly busy and they try to get the whole group snorkelling at the same time which does not work when you have such a large group and mix of abilities. The crew at least make up for it by bringing us (free) beer to where we were sitting when we’re back on the boat $8 tip for the drink service.
We manage to get tickets to visit the USS Arizona $2 and upgrade to the audio tour $15.98 all of which is incredibly moving, especially hearing from some of the survivors and the walk up to Diamond Head $10 was well worth it for the views.
This was definitely the priciest Island on food, which isn’t surprising given we were eating out and at nice restaurants most nights, and even during the day, ended up having proper meals. There was also the great night getting drunk on cocktails – we were doing fine until someone else in the jacuzzi came over with a carafe of cocktail, that was definitely the point it all went downhill $1,485.88
As mentioned in the cost breakdowns, I went on a little bit of a shopping trip $656.73 (including a shirt for J, I’m all about balance) but I can’t wait to use/wear some of the things I bought.
Oahu Total $4,785.74
Travel Day – Days 22 and 23 (ish)
We don’t fly until evening so we’d spent most of our day eating in Honolulu before we went to the airport. We do make plans to buy some snacks on the plane and having set up our card details in the app on the way out, thought we’d be able to do this. Turns out we were wrong, but the cabin crew still brings our snacks over and just tells us to let them know when we’ve managed to add our card details. The plane WiFi is struggling, but I buy an hour to see if that at least gives me priority access $4.99 and it does not work at all. It takes until we land before I can add the details, I do let the crew know, but they wave me down and thank me for my efforts. I was considering trying to get a refund for the WiFi, but as we got $20 worth of food for free, I’ll call it even.
It’s morning back on the mainland, we Uber back home $38.30 and crash into bed
Travel Total $43.29

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I have just upgraded my 2012 MBP to the latest one and am reviewing the software I have installed and going through what I use frequently enough to merit keeping on the brand new system. Figured I would share the list here and get some good recommendations from the community as well. Paid or free, does not matter. I love discovering new and useful apps and hope you find something new and interesting in this list too.
Here is what I use frequently or semi-frequently:

Standard Notes

Cost: Free (all core functionality) with paid features (themes and editor customizations)
Site: https://standardnotes.org/
It is an open-source, end-to-end encrypted, cross-platform text based notes application. End-to-end encryption means no one (not even the company itself) can read the notes you keep here unless they have access to your password. It syncs flawlessly on all devices and the bulk and most useful features are free.

Itsy Cal

Cost: Free
Site: https://www.mowglii.com/itsycal/
Great little utility that provides you with the calendar in the menu bar. Its provide a more concise but slightly less attractive menu calendar option than Fantastical 2.

Fantastical 2

Cost: $40
Site: https://flexibits.com/fantastical
If you have been using MacOS for more than a few months then you surely have heard of it. It is a great calendar replacement.

Quassell Client

Cost: Free
Site: https://quassel-irc.org/
An open source and cross-platform IRC application. It is slightly less polished than the paid Textual 7 IRC app for MacOS but I use it because it provides the Core/Client capability. So I have the core running on an always on Windows server on my home network and I use the client app on my Mac and Windows computers to connect to the same IRC session. Sort of an always on IRC solution.

Omni Disk Sweeper

Cost: Free
Site: https://www.omnigroup.com/more
A free utility from Omni Group that provides stats on storage usage. it's free and useful.

1 Password

Cost: subscription
Site: https://1password.com/
A beautiful password manager

PopClip

Cost: $10
Site: https://pilotmoon.com/popclip/
A neat utility that pops up some options when you select any text. It's hard to explain how cool it is. Try out the free trial.

Bartender 3

Cost: $15
Site: https://www.macbartender.com/
A neat utility to customize and hide icons from your Mac's menu bar. Try the free trial.

Proton VPN

Cost: Free for one device, subscription for multiple devices
Site: https://protonvpn.com/
An awesome VPN that provides unlimited bandwitdth for free for one device (at a time, so you can install on your iphone and ipad too but can only have one active connection at a time, for example, when travelling)

Signal Desktop Sync

Cost: Free
Site: https://signal.org/
Free, open source, cross platform (no ipad) encrypted messaging app recommended by Edward Snowden.

DayOne

Cost: Free on one device, Subscription for sync on multiple devices and features
Site: https://dayoneapp.com/
A diary and journaling app that provides (for subscription) end-to-end encrypted syncing for your diaries on all your devices (iOS, iPadOS, MacOS only, no Windows and the web app does not support end-to-end encrypted journals).

MS Remote Desktop 10

Cost: Free
Site: Get from Mac App Store
Remote Desktop app for connecting to all Windows machines on your network or at work

DaVinci Resolve 16

Cost: Free for non-4k Exports - $300 for additional features and full export
Site: https://www.blackmagicdesign.com/products/davinciresolve/
A cross-platform (Mac, Windows, Linux) professional video editing app

Amphetamine

Cost: Free
Site: Get it from Mac App Store
A very handy utility to stop your mac from going to sleep. basically an updated, feature rich successor to Caffiene

Firefox and Firefox Developer

Cost: Free
Site: https://www.mozilla.org/en-US/firefox/new/
Free open source browser. Much better now after the Quantum Engine upgrade.

Microsoft Office

Cost: 365 subscription or one time fee
Site: https://www.office.com/
If you need it.

Calibre

Cost: Free
Site: https://calibre-ebook.com/
Free, open-source, cross-platform ebook management system. Must have if you have an ebook reader like Kobo or Kindle

Little Snich 4

Cost: $40
Site: https://www.obdev.at/products/littlesnitch/index.html
A beautifully designed outbound firewall that lets you keep track on which apps on your computer are making outbound connections and where to. Run it in silent mode and then check every once in a while to ensure no apps are leaking your information to places that they shouldn't be. For example you can block certain apps from reporting to Google Analytics if they haven't asked for your consent to collect analytics.

Money Dance

Cost: $50
Site: https://moneydance.com/
A cross-platform personal finance/budgeting app (no mobile syncing for investments). I only use it for its portfolio (stocks, forex etc.) tracking and end-to-end encrypted syncing capabilities.

App Cleaner & Uninstaller

Cost: Free and Pro for $10
Site: https://nektony.com/mac-app-cleaner
Just a little bit more thorough than the free App cleaner from freemacsoft but that one shoud be good enough for you too.

Time Machine Editor

Cost: Free
Site: https://tclementdev.com/timemachineedito
Nifty utility to schedule Time Machine backups in case you don't want it to backup every hour.

Sync.com Sync Client

Cost: Free 5 GB. +1GB/each referral
Site (link with referral for +1GB upon signup): https://www.sync.com/?sync_refer=8940a2ba0
An end-to-end encrypted dropbox alternative. Use it to backup important documents on the cloud without having to worry about the service/hackers being able to get at the information on the server side.

Better Touch Tool

Cost: $7.5
Site: https://folivora.ai/
Great utility to customize touchbar on your Macbook Pro. Use it with one of the available customization packages to get started.

Scrivener

Cost: $50 (or $40 with code: LEARNSCRIVENER)
Site: https://www.literatureandlatte.com/scriveneoverview
Porbably the best long-form wirting tool on Mac (and even Windows). I prefer it over Ulysses because it's not subscription based. Free trial available, try it out.

Paste

Cost: $15
Site: https://pasteapp.me/
A clipboard manager that prganizes copied information in a great card based system. Allows iCloud based sync too that is optional.

Coconut Battery

Cost: Free
Site: https://www.coconut-flavour.com/coconutbattery/
A useful utility for tracking the remaining capacity/life of your Macbook Battery.

stocks

• 13pcm

Goldman Sachs has liquidated 5 billion of stock or 25% of there equity investment. Why?? ^{Company News}
Comments || Link

• psychotrader00

Here is a Market Recap for today Tuesday, July 13, 2021
Comments || Link

• ThePerson_There

Isn't "the market will crash" a self-fulfilling profecy?
Comments || Link

StockMarket

• jbrennan36

Some research done here on Citadels involvement in the AMC short squeeze. ^{Education/Lessons Learned}
Comments || Link

• faf_da

US Debt compared to its Revenue & Deficit. ^Discussion
Comments || Link

• NeedUnusedName

Bloomberg: Senate Democrats Put Legalizing Marijuana on Legislative Agenda ^News
Comments || Link

investing

• rarelywearamask

Would you invest some of your portfolio in a very volatile investment with the potential for massive gains but the risk of a brutal loss?
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• manhattan88

Stock Market Diaries During Crashes? 1929? 1972? 2008?
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• GadnukBreakerOfWrlds

Alibaba, Tencent mull over opening up services to each other - WSJ
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trakstocks

• eddyoooo

GMBL - FIRST esport gambling site NA incoming ^Thoughts?
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• Diligent-Material437

AYRO ? ^Thoughts?
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• YoungWallstreetWins

SREV - Institutions have been loading up. ^{DD (New Claims/Info})
Comments || Link

UndervaluedStonks

• valuescott

Exploration companies ^Discussion
Comments || Link

wallstreetbets

• Throwaway1forall

It’s only Tuesday ^Meme
Comments || Link

• haupt91

$GME post-fight interview ^Meme
Comments || Link

• SnipperV3

Why the Housing Market is Likely Fucked ^DD
Comments || Link

market_sentiment

• nobjos

I analyzed the performance of companies in the “best places to work list” over the past 10 years and benchmarked it against S&P 500. Here are the results.
Comments || Link

options

• diamondzem

I created a spreadsheet with a list of stocks that have weekly options (grouped by sector)
Comments || Link

• nobjos

I analyzed the performance of companies in the “best places to work list” over the past 10 years and benchmarked it against S&P 500. Here are the results.
Comments || Link

• StoutyPorter

Favorite covered calls
Comments || Link

pennystocks

• oldworlds

The Ultimate Guide to Due Diligence ^{:DDNerd: DD :DD:}
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• baabaablacksheep4

AITX Reports %785 Revenue Increase Over Same Quarter Last Year - 10-Q ^{:Bagger: Bullish :Bullish:}
Comments || Link

• broman500000

VERB ($2.60)- Next MVIS Runner from Penny stock to $30 - 30k shares YOLO ^{:Bagger: Bullish :Bullish:}
Comments || Link

SecurityAnalysis

• investorinvestor

Why Cuba is having an economic crisis ^Macro
Comments || Link

• mfritz123

The best retail broker for Asia ^Discussion
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• Beren-

2021 H2 Analysis Questions and Discussion Thread ^Discussion
Comments || Link

Biotechplays

• SBGamingYT

Veru Inc ^{Due Diligence (DD})
Comments || Link

algotrading

• mowa0199

What skills do I need to start my own hedge fund down the road? ^Education
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• IB_it_is

What structure is the easiest to set-up in US, Germany, London, Singapore? ^Business
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• Equivalent_Style4790

Anybody tried to use fractals or zigzags indicator to build dynamic trendlines ? ^Strategy
Comments || Link

Forex

• DancesWithAlgos

Thoughts of a Trader ^OTHEMETA
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• addylim788

What's happening in the market ^{Fundamental Analysis}
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• marker853

Interesting price structure, what are your guys thoughts? ^{Charts and Setups}
Comments || Link

RobinHood

• Deep_Matter8534

Option long put on Robinhood ^Shitpost
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• Cum-souffle

Question about chance of profit ^Shitpost
Comments || Link

• Robot_of_Sherwood

Daily Discussion Thread - July 14th, 2021
Comments || Link

CryptoMarkets

• polykark

New blockchain initiatives against the climate crisis and extreme heatwaves
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• Solodeji

First Ethereum ETF in Latin America Approved By Brazilian Securities and Exchange Commission ^NEWS
Comments || Link

• Psychological_Shirt

Greatest Blockchain Gaming Ecosystem Offers $40k Development Grant For 50 Teams
Comments || Link

Im sry if u find some grammatical errors, english is not my mother language. Let me know and i will fix it.
First of all, look for at least half an hour without interruptions to read this manual.
This is the system that has created trading professionals. He has done it and today he continues doing it, as it happened with me.
It is not a system written in any forum, in fact I believe that it has been the first to collect all the ideas and create a structure to follow to carry them out, but these same ideas and procedures have been the ones that the winning traders have used during decades and will continue to use, since they are based on completely objective and real foundations.
Let's go to it:
Hi all.
It is known that the observation time makes the patterns elucidate, and after some time in the forum and throughout this trading world I have found many patterns in the responses of the people, I have reasoned about them, and I have realized their failures, why they fail to be profitable.
There are people who have put effort into this. Not all, but there are people who have really read a lot, studied a lot, learned a lot and tried a lot, and even then they are not able to achieve stable profitability.
The question is: Is there enough in that effort? Is there a specific moment in the line of learning where you start to be profitable? The question is, logically.
There are traders that generate constant profitability. Hedge funds, investment firms ... and the difference is in areas where people for some reason do not want to invest time.
Why are there more messages in the strategy forums than in the psychology, journals and fundamental analysis together?
As human beings, our brain is programmed to look for quick positive responses. In nature, the brain does not understand the concept of long-term investment. There is only a short-term investment made from the difference between what we think will cost us something and what we think it will contribute. If we think that it will cost us more than it can give us, we simply do not feel motivated. It is a simple mechanism.
The market plays with these mechanisms. There are more scalpers created from the search for that positive emotion than from the search for a scalping system.
In short, we are not programmed to operate, and there lies the fact that only a huge minority of operators are profitable.
Among others, I have observed several patterns of behavior that make a trader fail, and they are:
- Search for immediate pleasure: The trader wants to feel that he has won on the one hand, and on the other he wants to avoid the feeling of loss. Following this there are many traders who place a very low take profit and a very high stop loss. This is not bad if the probabilities have been reviewed before, the mathematical factor of hope, the relation with the drawdown .. but in the majority of the cases absolutely nothing of statistics is known. There is only that need to win. They win, they win, they win, until one day the odds do their job and the stop loss is touched, returning the account to its origins or leaving it with less money than it started. This does not work.
- Search for immediate wealth: Again it is something immediate. People want good emotions, and we want them already. The vast majority of traders approach this world with fantasies of wealth, women and expensive cars, but do not visualize hard work, the sickly hard work behind all this.
From there underlie behaviors like eternally looking for new robots or expert advisors that promise a lot of money, or new systems. The type of trader that has this integrated pattern is characterized by doing nothing more than that. Spend the day looking for new strategies Of course he never manages to earn constant money.
- Think that trading is easy: Trading is not easy, it is simple. Why? Because when you get the wisdom and experience necessary to find yourself in a state of superior knowledge about the market and effectively make money, it is very simple; you just have to apply the same equation again and again. However, it is not easy to reach this equation. This equation includes variables such as risk understanding, mathematics, certain characteristics in the personality that must be assimilated little by little, intelligence, a lot of experience ..
This is not easy. This is a business, and in fact it is one of the most difficult businesses in the world. It may seem simple to see a series of candles on a screen or perhaps a line, or any type of graphic, but it is not. Behind the screen there are hundreds of thousands of very intelligent professionals, very disciplined, very educated, very ...
This business is the most profitable in the world if you know how to carry, since it is based on the concept of compound interest, but it is also one of the most difficult. And I repeat. It's a business, not a game. I think you'll never hear a lawyer say to his boss: "We're going to focus all our time on finding a strategy that ALWAYS makes us win a trial, ALWAYS." What does it sound ridiculous? It sounds to me just as ridiculous for trading.
But you are not to blame, you have been subconsciously deceived through the advertising brokers and your own internal desires, to think that this is something easy.
- Lack of discipline: Trading is not something you can do 10 minutes on Monday and 6 on Thursday. This is not a game, and until you get a regular schedule you can not start earning money. There are people who open a graph one day for 5 minutes, then return to their normal life and then one week returns to look at it for other minutes.
Trading should not be treated as a hobby. If you want to win "some money" I advise you not even to get in, because you will end up losing something or a lot of money. You have to think if you really want trading to be part of your life. It's like when you meet a girl and you want to get married. Do you really want to get into this with all the consequences? Because otherwise it will not work.
Visualize the hard work behind this. Candle nights, frustrations, several hundred dollars lost (at the beginning) .. enter the world of trading with a really deep reason, if you lose a time and money that no one will return, and both things are finite!
- Know something and pretend to know everything: Making money in the markets is not based on painting the graph as a child a paper with crayon wax and pretend to make money.
It is not based on drawing lines or circles, or squares. It is based on understanding the operation of all these tools, the background of the why of the tools of trading.
A trend line only marks the cycle of a wave within a longer time frame, within a longer time frame, and so on indefinitely. In turn, this wave is divided into waves with a specific behavior, divided into smaller waves and Etcetera, and understanding that dynamic is fundamental to winning.
It is not the fact of drawing a line. That can be done by an 8 year old boy. It is the fact of UNDERSTANDING why.
There are traders who read two technical analysis books and a delta analysis book and believe that they are professionals, but do they really understand the behavior of the market? The answer is in their portfolios.
After this explanation that only 10% will have read, I will try to detail step by step something that is 90% yearning, and that will have quickly turned the scroll of your mouse to find the solution to all your problems while supporting the beer in a book of " become rich ", rotten by lack of use.
These steps must be carried out one by one, starting with the first, fulfilling it, moving on to the second, successively and growing. If steps are taken for granted, or not fully met, it simply will not work.
I know this will happen and the person who did it will think "Bah, this does not work." and you will return to your top strategy search routine.
That said, let start:
1º Create a REAL account with 50 dollars approximately:
_ Forget the demo accounts. They are a utopia, they do not work. There is infinite liquidity, without emotions and without slipagge.
These things will change when we enter the real market, and the most experienced person in the world will notice a sharp drop in their profitability when it happens to real accounts.
And not only using a demo account has disadvantages, but using a real one has advantages.
We will have a real slipagge with real liquidity. Real requotes and more. The most important: We will work our emotions at the same time. Because yes, we will lose or win a couple of cents, but that has a subconscious impact of loss.
This means that we will begin to expand our comfort zone from the start.
Using a demo account is simply a disadvantage.
2º Buy a newspaper in the stationery or in Chinese (optional), or write one online or in Word:
A newspaper will be of GREAT help. You can not imagine, for those of you who do not have one, how a newspaper can exponentiate our learning curve. It is simply absurd not to have a diary. It's like taking a ticket of 5 instead of one of 100.
In this diary we will write down observations that we make about the operations that we will carry out in points that I will explain later of this same manual.
We will divide the newspaper into 2 parts:

• 1 part: The operation itself. We will write the reasons for each operation. The why we have done it.
  
• 2 part: How we feel. We will unburden ourselves without explaining how we feel, what our intuition tells us about that particular operation and so on.
  

How to use:
We will read the newspaper once a week, thinking about the emotions we felt each day and in what situations, and the reasons.
Soon, we will begin to realize that we have certain patterns in the way we feel and operate, and we will have the ability to change them.
We can also learn from mistakes that we make, and keep them always in a diary.
3º Look for a strategy that has the following characteristics:

• Make it SIMPLE. Nothing of 4 or more indicators or the colors of the gay flag drawn on the graph based on 1000 lines. Why? Because there is always an initial enthusiasm and maybe we can follow a complex strategy for a week, but burned that motivation, saturates us and we will leave it aside.

Therefore, the strategy must be simple. If we use metatrader, the default indicators work. No macd's no-lag and similar tools. That does not lead anywhere. And if you do not believe it, I'll tell you that in all areas of life comes marketing. In addition to trading towards MMA and now I do powerlifts, and there are 1000 exercises to do. However, the classics are still working and work very well. It seems that sellers of strange sports equipment do not share the same opinion, that the only thing they want is to sell!
4º Understand the strategy:

• We must gut each process of the strategy and reason about it. What does this indicator do? What does this process? Why this and not another? Why this exit ?. Some strategies will be based on unspecified outputs. This does not suppose any problem because as we get experience in that specific strategy, we will remember situations that have occurred, we will see situations that are repeated (patterns) and we will be able to find better starts and entrances. Everything is in our hands.

5° Collect essential statistical information:

• This part is FUNDAMENTAL, and no operator can have as much security in itself when operating as if it uses a strategy that has at least positive mathematical hope and an acceptable drawdown.
  
• Step 1: To carry out this collection of information you need to test the strategy for at least 100 signals. Yes, 100 signals.
  

Assuming it is an intraday strategy and we do an operation per day, it will take us 100 days (3 months and 10 days approx) to carry out the study. Logically these figures can change depending on the number of operations that we make up to date with the strategy.
I have no doubt that after reading this manual we will go for a quick strategy of scalpers, with 100 signals every 10 minutes where the seller comes out with a big smile in his promotional video.
I personally recommend a system of maximum 2 daily operations to start, but this point is personal.
Is it a long time? Go! It turns out that a college student of average intelligence takes 6 years to finish a career. It takes 6 years just to train, and there are even more races. This does not guarantee any profitability, and in any case most of Sometimes it will get a static return and not based on compound interest. I can never aspire to more.
The market offers compound profitability, there will be no bosses, nor schedules that we do not impose. We will always have work, and we can earn a lot more money than most people with careers or masters. Is it a long time? I do not think so.
As I was saying, we will test the strategy 100 times with our REAL account that we created in step 1. Did you decide to use a demo account? Better look for another manual; This has to be something serious. They are 100 dollars and will be the best investment of all in your career as a trader.

• Step 2: Once with the report of the 100 strategies in hand, we will collect the following information:
  
• How many times have we won and how many lost. Afterwards, we will find the percentage of correct answers.
  
• How much have we won and how much have we lost? Afterwards, we will find the average profit and the average loss.
  
• Step 3: With this information we will complete the mathematical hope formula:
  

(1 + average profit / average loss) * (percentage of correct answers / 100) -1
Example:

• Of the 100 operations there are 50 winners and 50 losers, then the success rate is 50%.
  
• Our average profit is 20 dollars and our average loss is 10 dollars.
  

Filling the formula:
(1 + 20/10) * (50/100) -1
(1 + 2) * (0,5) -1
3 * 0.5 - 1
1,5 - 1 = 0,5
In this example the mathematical expectation is 0.5. It is POSITIVE, because it is greater than 0. From 0, we will know that this strategy will make us earn money over time ALWAYS we respect the strategy.
If after a few days we modify it, then we will have to find this equation again with another 100 different operations. Easy? A result of "0" would mean that this strategy does not win or lose, but in the long run we would LOSE due to the spread and other random factors.
You have to try to find a strategy that, once this study is done, the result of your mathematical hope is greater than 0.2 as MINIMUM.
Finding this formula will also give a curious fact. The greater the take profit in relation to the stop loss, as a general rule more positive will be our mathematical hope. This has given many pages of discursiones about whether to place take profit> stop loss or vice versa.
If our stop was larger than the take profit, then the other ratio (% earned /% lost) should be yes or yes positive.
But this is just curiosities.
let's keep going:

• 6° Expand our comfort zone:

We will not be able to work with operations of 10 million dollars overnight, but we can progressively condition ourselves to that path.
Assuming all of the above, and with a real account, some experience in the 3 months of information gathering and a positive mathematical hope, we are ready to operate in real with some consistency. But how to carry it out?
The comfort zone is the psychological limits we have before feeling fear or emotional tension. When we get into a fight, we have left our comfort zone and we feel tension, unless we have a psychopathic disorder.
Every time we lean out onto a 300-meter balcony from a skyscraper, we move away from the comfort zone. Every time we speak to a depampanante woman, we move away from our comfort zone.
Our brain creates a comfort zone to differentiate what we usually do and is not substantially dangerous, from the unknown and potentially dangerous to our survival or reproduction. And whenever the brain interprets that these two aspects are in danger, we will feel negative emotions like fear, disgust, loneliness, fury, etcetera.
This topic is much more profound and you would have to read several volumes of evolutionism to understand the why of each thing. The only thing that interests us here is the "what", and the one, that is, that there is a certain comfort zone that must be expanded without any problems.
With trading, exactly the same thing happens. The forex market is a virtual environment in which we lose or gain things, but our brain does not differentiate between reality and what is not, it only attends to stimuli of a certain type.
We can lose food in the middle of the forest or also a crude oil operation.
Our goal is to condition our subconscious so that it is progressively accepting lost and small benefits, and as time goes by, bigger.
The exercise to achieve this is the following:

• We will operate on that account of 100 dollars with our mathematically positive strategy for 3 more months.
  
• After these three months, our account should have benefits, because of the mathematically positive strategy.
  
• We will enter 200 dollars more and we will operate a month more raising the lots according to our risk management (I do not advise that the risk is greater than 2%)
  

At this point, I know how hard it is to resign myself to impatience, but follow those times and do not skip it even if you feel safe, but you will fail, it's simple.
Let's keep going:

• After that month, we will raise our capital again with a new income. This time we will enter 1000 dollars (save if you do not have 1000 dollars loose, you will recover later on, do you want to make money, enter 1000 dollars.

We will test the operation one month with this new injection. We probably notice difficulties. More blockages, more euphoria when winning ... how will we know when to move on to the next entry? When we do not feel ANYTHING or at most something very shallow, when win or lose If observing the wall and operating is for you the same from an emotional point of view, it is time to enter more money.

• We will follow this procedure until we have a basic account of 21000 dollars. The amounts to be paid will depend on our ability to not feel emotions, a capacity that will be taking over time.

We will raise capital until we feel that we block too much. In that case we will drawdown to a more acceptable amount, and we will continue at that level until get discipline and lack of reactivity at that level. Later, we will go up.

• If we want to earn more money, we will continue entering and entering. Always following the conditioning scheme of 1 month.

Why a month?
A study conducted in the United States revealed that the subconscious needs an average of 28 days to create new habits or eliminate old habits. Emotional reactions are part of the habits. If we maintain some pressure of any emotion during the opportune time, in this case 28 days, will create tolerance and the subconscious will need a more intense version of the stimulus to activate.
AND THAT'S ALL!
Follow these steps and you will triumph. Here is the golden chalice, the tomb of Jesus or whatever you want to call it. There is no more mystery in the world of trading. This system will accompany you during the next year, year and a half. It's the one I used and it WORKS. Once done, you will have a very profitable system integrated into your being, since not only will it be mathematically viable, but you will also have the necessary experience to make it infinitely more profitable yet.
In addition, you will have psychology fully worked on a professional level to have conditioned your subconscious gradually.
Happy trading to all of u guys.-